Table of Contents Top-up for insurance Insurance Company selection Top-up for insurance Source: Prasanna Hatti ( 16-10-2021) Getting top-up cover for health insurance is a cheaper option compared to buying new insurance with higher coverage. But before zeroing on any top-up plan, understanding the difference between Top-up and Super top-up will be valuable to avoid trouble during the time of claim. In simple Top-up plans, note that every time a claim is made in a year, your minimum hospital bill has to be above the deductible for the top-up plan to trigger. This is the reason why simple top-up plans are cheaper compared to super top-up plans. We need to understand our needs clearly before jumping with any Insurance Product. Insurance Source: IRDA Date: 16-10-2021